Polar pricing
How Polar charges, what to know before you commit, and what you'd pay at your usage — next to what the alternatives would cost for the same thing.
How it charges
Checked 2026-10-03 on polar.sh ↗ · USD, list pricesIn short
Free Starter plan at 5% + 50¢ per transaction, or a monthly fee ($20–$400) for lower rates down to 3.4% + 30¢, as merchant of record.
- Free plan
- Yes
- Cheapest paid plan
- $20/mo
- Side project
- $75/mo Starter
- Growing
- $560/mo Pro
- Scaling
- $5,300/mo Scale
What the model leaves out
Merchant of record — fees include sales tax/VAT handling and are charged on the total transaction value including tax. Add 1.5% for non-US cards. Payouts go through Stripe ($2/month while active plus 0.25% + $0.25 per payout; 0.25–1% cross-border conversion). Organizations created before May 27, 2026 may keep the Early Member rate (4% + 40¢, +0.5% on subscriptions).
Before you commit
- Fees are charged on the total transaction value including tax, and non-US cards add 1.5%.
- Payouts carry Stripe's fees: $2 per month with active payouts plus 0.25% + $0.25 per payout, and 0.25–1% for currency conversion.
- Each dispute costs $15 regardless of outcome, and a high chargeback rate can get the account suspended.
- Organizations created before May 27, 2026 keep the Early Member rate only until they upgrade; downgrading afterwards lands on the 5% + 50¢ Starter rate.
| Plan | Monthly fee | Revenue per month | Payments per month |
|---|---|---|---|
| Starter | None | 5% | $0.5 per payment |
| Pro | $20/mo | 3.8% | $0.4 per payment |
| Growth | $100/mo | 3.6% | $0.35 per payment |
| Scale | $400/mo | 3.4% | $0.3 per payment |
What you'd pay
Pro$20 plan + $10k × 3.8% + 400 payments × $0.4 per payment$560/mo
Cost as you grow
All payments pricing, compared →Which one fits your situation →